You acknowledge that you own, are solely responsible or otherwise control all of the rights to the content that you post, that the content is accurate, that use of the content you supply does not violate this Agreement and will not cause injury to any person or entity, and that you will indemnify Credit Sesame, Inc. and its affiliates for all claims resulting from content you supply.

If you make any submission to an area of the Website accessed or accessible by the public (“Public Area”) or if you submit any business information, idea, concept or invention to Credit Sesame, Inc. by email, you automatically represent and warrant that the owner of such content or intellectual property has expressly granted Credit Sesame, Inc. a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the communication or content in any media or medium, or any form, format, or forum now known or hereafter developed. Credit Sesame, Inc. may sublicense its rights through multiple tiers of sublicenses. If you wish to keep any business information, ideas, concepts or inventions private or proprietary, you must not submit them to the Public Areas or to Credit Sesame, Inc. by email. We try to answer every email in a timely manner, but are not always able to do so.

Some of the forums (individual bulletin boards and posts on the social network, for instance) on the Website are not moderated or reviewed. Accordingly, users will be held directly and solely responsible for the content of messages that are posted. Although it will not moderate the forums, the Website reviewer will periodically perform an administrative review for the purpose of deleting messages that are old, have received few responses, are off topic or irrelevant, serve as advertisements or seem otherwise inappropriate. Credit Sesame, Inc. has full discretion to delete messages.

Users are encouraged to first read the specific forum rules displayed in each discussion forum before participating in that forum. Read more about our general Community Guidelines here.

Credit Sesame, Inc. reserves the right (but is not obligated) to do any or all of the following:

1.) Record the dialogue in public chat rooms.
b. ) Examine an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the communication(s).
c. ) Remove communications that are abusive, illegal, or disruptive, or that otherwise fail to comply with these Terms of Use.
d. ) Terminate a Member’s access to any or all Public Areas and/or the Credit Sesame, Inc. Website upon any breach of this Agreement.
e. ) Monitor, edit, or disclose any communication in the Public Areas.
f. ) Edit or delete any communication(s) posted on the Credit Sesame, Inc. Website, regardless of whether such communication(s) violate these standards.

Credit Sesame, Inc. reserves the right to take any action it deems necessary to protect the personal safety of our Members or the public. Credit Sesame, Inc. has no liability or responsibility to users of the Credit Sesame, Inc. Website or any other person or entity for performance or nonperformance of the aforementioned activities.