Account Features

¹ Cash back offers are powered by Button, Inc. Cash back requires the activation of any active offer before payment is made. Offers vary by geographic location and are subject to change. Please review the full program terms for more details.

² Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

³ Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). To build credit with Sesame Cash, you must also open a virtual secured account with CFSB that is reported to the credit bureaus. There is no upfront security deposit required. Instead, the balance on your virtual secured account will be securitized around the time of each transaction. To start building credit, deposit money into your Sesame Cash account and start using your debit card. Your debit card purchases will then create a balance on your virtual secured account, and funds in your Sesame Cash account, equal to this balance, will be set aside as a security deposit to pay off the balance at the end of each month. This means you will always have enough money at the end of the month to make timely payments, allowing you to build a positive payment history. Credit Sesame does not guarantee your credit score will improve. To see any credit score improvement from the use of your virtual secured account you must also maintain other healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

⁴ Sesame Cash fees include a $9.99 monthly fee (“Monthly Fee”) and a $3 monthly inactivity fee (“Inactivity Fee”). However, we may waive these fees as follows: To qualify for the waiver of the Monthly Fee, you must either deposit $500 into your Sesame Cash account through direct deposit or spend $1,000 each month with your Sesame Cash account. Spending can be satisfied either through point of sale transactions or by using your Sesame Cash card to pay your bills. To qualify for the waiver of the Inactivity Fee, there must be money movement or a purchase made with your Sesame Cash account at least once within a 30-day rolling period. As a courtesy, we will not charge you the Monthly Fee or the Inactivity Fee within the first 30 days of account opening. Review the Sesame Cash Cardholder Agreement for the full fee schedule and additional details. International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may also apply.