With the Sesame Cash Account, you will have access to the bill payment feature (“Bill Pay”) through the Sesame Cash Mobile App which allows you to authorize us to make bill payments on your behalf to third parties. We reserve the right to restrict your access to Bill Pay until your Sesame Account has been open for 30 days or more, and/or your Mastercard Debit Card has been activated.
To initiate a bill payment using Bill Pay, you must provide the name and account number of each individual or company you wish to pay. If the individual or company is not within our database we will not be able to process the payment. Once a payment is authorized, the payment amount will be immediately deducted from the Sesame Cash Account balance. Payments made using Bill Pay take the form of an electronic ACH funds transfer to the payee on your behalf. Please allow up to three (3) business days for electronic ACH bill payment to settle. Payments can only be sent to individuals or companies within our database. Bill Pay payments are processed every business day by 3 AM Pacific Time (“PST”). Credit Sesame reserves the right to refuse to process payments to any individual or company. If the decision is made to refuse a payment, Credit Sesame will notify you on or before the next business day.
Limits: Below are the limits when using Bill Pay which may be modified from time to time depending on card status and prior activity both on this account and on other transactions:
Transaction Type:
Frequency and/or Dollar Limits*
Bill Pay Payment(s):
No limit to the number of payments per calendar dayUp to $5,000 per payment
Up to $10,000 per calendar month
Bill Pay payments may be refused or returned by the individual or company to whom the payment was issued. The determination to accept this method of payment is at the discretion of the recipient. The receiving bank may also return payments in cases of expired or invalid names or account numbers. If the Bill Pay payment is returned for any reason, the payment will be voided and the full amount credited to the Sesame Cash Account the business day after notice of the refusal is received.
There is no fee to use Bill Pay.
Cancelling a Bill Pay payment: You may cancel a single Bill Pay payment as long as it has not been processed for payment each business day before 5PM PST by calling 1-877-751-1859.
Liability for failure to stop payment of a Bill Pay payment: If you request cancellation of a Bill Pay payment within three (3) three business days or more before it is scheduled to be made, and Credit Sesame does not cancel it in time, Credit Sesame will be liable for your losses or damages.
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