Credit Sesame Report: Does Credit Health Affect How Often Parents Discuss Finances With Their Kids?
Credit Sesame surveyed a sample of our members, who are parents, to find out just how frequently they talk to their college-age children about money. We then analyzed the parents’ credit scores to determine if those with good credit, fair credit, or poor credit are more or less worried about their kids being in debt […]
How Millennials Can Retire With $1 Million
As a millennial, I am often lectured to about the importance of saving for retirement strategies. I’m often told horror stories about people heading into retirement with little or no savings, who subsist on canned cat food and dry beans. It sounds like Chicken Little, yelling, “The sky is falling! The sky is falling!” But, these […]
Fighting & Winning the Student Loan Debt Battle: How My Wife and I Paid Off $100,000
For years, my student loan debt freaked me out. My wife and I collectively had about $100,000 in student loan debt, the majority being mine at over $75,000. It’s not that I thought about it constantly (though it rarely left my mind) or that I had collectors pounding on my door (we paid our bills […]
Authorized User vs. Joint Credit Card: What’s the Better Way to Build Credit?
The better your credit score, the easier it is to get approved for credit cards, car loans, mortgages and other types of credit. A higher score also means you’ll typically pay less in interest on what you borrow compared to someone whose score is at the lower end of the scale. Before you can have […]
MILITARY STAR Card Review: Not Your Typical Military Credit Card
EDITOR’S NOTE: The MILITARY STAR card, and the USAA Rewards™ Visa Signature® Card offers mentioned in this article are expired and are no longer available Serving in the military comes with certain perks, one of which is the ability to qualify for credit cards designed specifically for members of the Armed Forces. Depending on […]
I Purposely Paid My Credit Card Bill Late & Accidentally Discovered a Credit Score Hack
That sounds like a ridiculous thing to do, right? If you’ve ever heard or read anything about credit, you know that bad credit behavior, even just one missed payment, can dump your score faster than a 10-second sleigh ride lands you face-first in a snow pile. Even worse, rebuilding that credit score through responsible credit […]
Unauthorized Credit Card Charges and What to Do if You Incur Them
Although it’s not fun to think about, the truth of the matter is that you or someone you know will most likely end up with unauthorized credit card charges in your lifetimes. Cyber crime is an ever-growing problem with no real solution in sight. People on the other side of the world can take your […]
Preparing to Live to 100: What Millennials Can Do Now to Get Ready for Retirement
It’s no secret that people are living longer and longer. So far, the oldest person on record was Jeanne Calment, a spunky Frenchwoman who lived to the ripe old age of 122. While most people aren’t expected to live quite that long, the average millennial man and woman has a 3.4% and a 7.5% chance, […]
BP Credit Card Review
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. BP Credit Card Snapshot Editor’s Note: The BP Credit Card, BP Visa Signature® card and BP Visa® offers mentioned in this article are expired […]
Does the Burden of Having Student Loans Mean You’re More Likely to Have Bigger Debts Elsewhere Too?
Many millennials are graduating today to find fewer job prospects than graduates from previous generations. I am one of those millennials. I graduated in 2014 with a master’s degree and I have $55,000 in student loan debt. Even though I have a master’s degree, so far it hasn’t paid off because my full-time job doesn’t […]
Frontier Airlines World Mastercard® Review
Frontier Airlines is a Denver based low cost airline that services flights to over 100 destinations throughout the United States and six international destinations. They are a low cost option for travel, and if you find yourself booking a lot of flights on this carrier, you should probably look into applying for a credit card […]
3 Insider Travel Hacks That Will Save You More Money on Flights and Hotels
I try hard to save money on flights and hotels by redeeming the miles and points I earn with my travel credit cards. But sometimes, the only option is to pay cash: either “saver-level” flight award space isn’t available, chain hotels where I have points are sold out, or the available award space simply doesn’t […]
British Airways Visa Signature® Card Review
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. EDITOR’S NOTE: The British Airways Visa Signature® card, Chase Sapphire Preferred® Card, Aer Lingus, and Iberia cards, mentioned in this article are […]
Credit Sesame Report Shows Hawaiians Have Only 4% of Accounts in Collections — Why?
Hawaii may be beautiful — but it’s not a financial paradise. According to Credit Sesame internal data, the average credit card debt is $6,182, and median income is only $4,990 per month. Add in a median home price of $555,000 and rising, and you’d assume debt and collections would be a huge problem. They are […]
Alaska Airlines Visa Signature® Credit Card Review
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Having a travel rewards credit card or two in your wallet can be beneficial if you take frequent trips and you want to […]
