Best Life Insurance Companies for 2016
A good life insurance policy is essential to provide financial security for your family in the event of your death, and as many as 132 million Americans already pay for coverage of some type, according to statistics published by LIMRA. With so many companies and products available, shopping for life insurance policies may seem daunting […]
Best Cheap Car Insurance in 2016
If you find yourself wondering how to get car insurance on a budget, you aren’t alone. Many drivers look for cheap car insurance quotes just to find themselves more confused than ever. From full coverage car insurance to basic policies, car insurance companies offer a diverse selection of coverage options. In general, the more coverage […]
Discover Personal Loan Review: Debt Consolidation
EDITOR’S NOTE: The offers mentioned in this article are expired and are no longer available. Whether you’re looking to consolidate debt or you need extra funds for a major event or a big purchase, Discover personal loans offer a convenient online application and simple upfront terms that provide flexibility to applicants with fair to good […]
What Is the Difference Between Copay & Coinsurance?
Copay and coinsurance are two popular forms of health care “cost sharing.” These common insurance plan features make you share in the cost of your health care decisions and, the theory goes, reduce the occurrence of needless procedures. By this logic, insurance companies hope that you make more careful decisions regarding which doctors to see […]
What Is Comprehensive and Collision Car Insurance?
Comprehensive and collision car insurance are forms of coverage that work together to protect your vehicle from most types of damage. Comprehensive car insurance applies to damage that doesn’t involve an accident or collision with another vehicle or object, while collision insurance covers repairs to your own vehicle following an impact with another car, fences, […]
USAA Insurance Review 2016
USAA has operated since 1922, when it opened its doors as a small, specialized organization started by 25 officers from the Army in San Antonio, Texas. Over the ensuing decades, USAA has continually grown, earning many accolades, including a spot on Fortune’s World’s Most Admired Companies list. In addition to its financial strength and stability, […]
State Farm Insurance Review 2016
Stellar customer service and widespread availability set State Farm apart from its competitors. This well-established insurance carrier was founded in 1922, and it provides more than 100 different types of insurance products and services. State Farm is also the largest property and casualty insurer in the United States, providing around 19% of all auto policies […]
Progressive Insurance Review 2016
Have you ever wanted a shot at using Flo’s Name Your Price tool? Progressive Insurance Company’s advertisements are on frequent rotation on many television channels, but you still might not be completely familiar with the company’s offerings. Read on to learn more about what Progressive provides and whether or not it’s the right type of […]
Top 10 Cities That Have Mastered the Art of Avoiding Credit Card Debt
Credit cards can be a handy way to pay for things but they can also land you in a deep debt hole. As of June 2016, the Federal Reserve puts the total credit card bill in the U.S. at a cool $960.8 billion and counting. Among Credit Sesame members, the numbers on credit card debt […]
Upstart Personal Loan Review: Beyond Your Credit Score
Are you a college graduate with bad credit? You might be reeling from your student loan debts and other financial hardships in the wake of graduation, but there may be some relief in sight. Personal loans can be a smart way to consolidate debt or pay off high-interest debt in exchange for a lower-interest personal […]
Difference Between Secured Loan & Unsecured Loan
Although there are many different types of loans out there, they all fall into two categories: secured and unsecured. Understanding the key differences between these loans helps illustrate the pros and cons they each possess to give you a better understanding of the type of loan that’s ideal for you. In general, no matter what […]
How Do Construction Loans Work?
At their most basic level, construction loans offer short-term financing for individuals or companies that are building homes. These loans often come with terms of up to 1 year, with variable rates and stringent approval requirements that include having a detailed construction timetable and plan along with a solid budget. Borrowers may also pursue construction-to-permanent […]
How to Consolidate Student Loans
Feeling burdened by your student loan debt? If it’s any comfort, you’re not alone. In fact, according to many estimates, in 2019 the total student loan debt in the United States topped $1.53 trillion, with more than 44 million Americans carrying this type of debt. The typical student loan payment amount for borrowers between the […]
How to Refinance Student Loans
Americans have approximately $1.5 trillion in student loan debt, with monthly payment amounts for borrowers aged 20 to 30 averaging about $351. If you’re among the 44 million or more Americans who are burdened with student loan debt, not only are you not alone, but you also have some options to improve your situation. Before […]
Student Loan Repayment Plans 101
Taking out a student loan is easy, relatively speaking, compared to paying it off. Six months after leaving school, repaying your loan becomes a must if you’re former student, and most recent graduates choose to complete the entire process though the basic federal student loan repayment plan.
