Archives

Are Independent Voters the Most Creditworthy?

As the leaves change colors and drift away this November, Americans across the country will be head to the polls to choose the next President of the United States. This election is very different from the last few: support for the two major party candidates is at its lowest point in twenty years[1]. More and […]

LendingPoint Personal Loan Reviews: Great alternative to other lenders?

Personal loans can be an effective way to dig out of a credit crisis, but the irony is that the more difficult your credit situation is, the harder it is to get a personal loan and make that debt a bit more manageable. That’s where LendingPoint comes in. LendingPoint specifically focuses on consumers that have […]

Best Store Credit Cards of 2021

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. EDITOR’S NOTE: All the credit card offers mentioned in this article are expired and are no longer available If you just love to […]

Got a New Job and a 401(k) Retirement? The Most Valuable Questions Answered

My partner recently achieved a career milestone: her first job with an employer-sponsored retirement plan. After accepting my enthusiastic congratulations, she handed me a stack of paperwork and asked, “What now?” It turns out, that’s a fantastic question. Even though most of us accept by default that employer-sponsored retirement programs are a good and normal […]

Wait vs. Make an Investment: How to Prioritize Your Funds for Sneaky Home Repairs

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. I recently found myself struck — literally and figuratively — by the cost of home ownership when an outdated garage door hinge came […]

How to Apply for a Credit Card

A first credit card is a huge step. It’s a financial milestone, whether you’re just starting out as a financial independent or you’re coming back from a financial misstep. Credit cards are fun and convenient, but they are a big responsibility, too. For many consumers, they lead to a downward spiral of overwhelming debt. Before […]

Clinton Supporters Struggle With More Student Loan Debt Than Trump’s

Earlier this year, Credit Sesame conducted a Super Tuesday report that compared the credit profiles of democratic and republican presidential candidates. Now that the presidential field has thinned to just two major candidates—Republican Donald Trump and Hillary Clinton—and the election is in its final days, we decided to conduct a follow-up survey to find out […]

What is the Best Credit Card?

No single credit card is perfect for everyone. The right card for you really depends on your financial situation and how you plan to use your card. For many consumers, including those new to credit, the best choice must be chosen from the limited selection for which you may qualify.

Best Balance Transfer Credit Cards

A big part of what makes a high credit card balance feel like an insurmountable mountain to climb are the obstacles that stand in the way of you and your finances.

Top 10 Cities Where Residents Struggle to Pay Their Bills

Growing up, if you were tardy to school too many times, you’d probably get a detention. As an adult, there’s a significantly greater consequence: Just one late credit payment can cause your credit score to nosedive 60 to 120 points (depending upon what your score initially was and the type of payment that was late). […]

Top 10 U.S. Cities With the Lowest Student Debt

If you have few student loans and are looking to relocate to a city where you’ll be in good company, the 10 on this list are a good place to start. We examined data from our eight million Credit Sesame members and researched cities where there are at least 350 members with open student loans. This […]

Best Student Credit Cards

The best credit cards for students offer rewards and offer tools or features to help you build your credit and build good financial habits. Some even pay for good grades! Read on to see which credit cards for college students are at the top of the class.

Do You Really Need Life Insurance?

When did you first hear about life insurance? Was it because you knew one or both of your parents owned a policy? Or, was it when you got a new job and found out a small policy is part of your work benefits? For me, it was when I started my job at Haven Life. […]

It Pays to Be a Grad: 10 Cities Where Annual Income Exceeds Average Student Loan Debt

These days, you can’t talk college without discussing the cost of higher education. After all, outstanding student loan debt now exceeds $1.2 trillion. (Yes, you read that correctly!) Despite that staggering amount, however, not everyone graduates from college with an Alps-size mountain of debt. In fact, almost a third receive their diploma without accruing any […]