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Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

PREMIER Bankcard® Mastercard® Credit Card

  • Helping people build* credit is our first priority – start your credit-building journey today.
  • Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
  • *Build credit by keeping your balance low and paying all your bills on time every month.
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Regular APRAnnual FeeCredit Needed
See Provider WebsiteSee Provider WebsiteFair/Bad Credit

Offer Details

Acceptance Criteria
Credit Needed
Fair/Bad Credit
APR Overview
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
See Provider Website
Fees And Charges
Balance Transfer Fee
N/A
Annual Fee
See Provider Website
Rewards
Reward Type
N/A

93 Product Reviews

Samantha
Not the card for me
4 months ago

I paid off my balance in full and they are still saying I owe $120.

Ronald Kieta
Was prepaid
4 months ago

Didn’t let me get my deposit back or cancel the card as requested

Hector Guzman
Excelente
5 months ago

Excelente tarjeta para empezar con credito

Alonzo BrownJr
Card not that great...I
5 months ago

I have a 200 credit limit which is really nothing, I pay it off immediately, yet it takes forever to post…I really need about 500 to a 1000. They say that I will increase in about 13 months, card sucks

Sway
Card
6 months ago

It’s alright

Charissa Purvis
The interest rate was high
6 months ago

I don't have that card anymore and I have paid the card off in full.But there still saying that I have paid it off

Charissa Purvis
The interest rate was high
6 months ago

I don't have that card anymore and I have paid the card off in full

Tyra hill
Review
6 months ago

I love my card

First premier bank
Good
6 months ago

Good

Shellie
Card service
6 months ago

I lost my card. It was replaced. I never reactivated it and this company will not take this off my credit. They just kept charging me and charging me instalments and late fees ! but I’ve never ever use this card since I got a new one I never even activated it!! and reported all my card being lost and it used . and I could get no assistance on shutting the card down permanently

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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.