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Reflex® Platinum Mastercard®
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
| Regular APR | Annual Fee | Credit Needed |
|---|---|---|
| 35.90% Fixed | $75 - $125 | Fair/Poor/Bad/Limited |
Offer Details
28 Product Reviews
Assistant food and beverage manager
4 months agoI love these credit cards and we love credit Union one they’ve helped us out so much
Great for Rebuilding
1 year agoIt's a good card to have if you keep your promise of on time payments like I did for 6 months. I was given an increase as promised from $300 to $600. It's good for rebuilding your credit. However the APR is very high.
Good Card
1 year agoI never even asked for a credit increase and one day I was checking my balance and it had doubled my line of credit. I also have the Cerulean card and they are from the same company and it was doubled also within a few months . I have my min payments set up through my bank but always pay extra because I go to auctions and like to keep my balances low on the cards . All in all Im very glad to have them and was actually surprised when I was approved for both cards.
great card with a better credit limit than most
1 year agogave me a 10000 limit so it's worth the fees and they will raise it if you pay on time for 6 months just put them on auto pay and your set for better credit
Good for credit rebuild
1 year agoI have jad this card for maybe 5 years without issue. Yes there are fees but its in the fine print. This was the only card I could get when my credit was bad but I paid this card, always paid early and my credit was increased automatically. It takes longer for your payment to be credited so pay earlier so your payments will be applied before the due date. They do report to the credit bureau
happy
1 year agoI have no problem with this card. And is helping my credit score. in about 6 months they automatically doubled my credit limit.
Excessive charges
2 years agoThank you for showing these additional charges. I didn’t read the fine print now I have to wait a few months before closing this card
Excessive charges
2 years agoThank you for showing these additional charges. I didn’t read the fine print now I have to wait a few months before closing this card
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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
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Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.
Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.
