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FIT™ Platinum Mastercard®
- $400 Initial Credit Limit
- Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
| Regular APR | Annual Fee | Credit Needed |
|---|---|---|
| 35.90% Fixed | See terms | Fair/Poor/Bad |
Offer Details
18 Product Reviews
Fees Fees Fees
1 month agoThe cheap looking website turned me away almost as much as the beginning costs of almost $200 before you can even use the card. Best easy to get card seems to be Avant so far. They have an annual fee but that's it. Do yourself a favor and save a couple hundred bucks and open a Capital One secured card. They give you a little extra on top of your deposit. In my case it was $150. After 6 months you will qualify for their Quicksilver.
Thx. 4 the Reviews
5 months agoWas browsing through my offers, rebuilding is no fun. However, thatz where I am. So far so good. I've raised my score significantly in the last 9mos. From a 435 to a 589! Not bad uh? Anyway was looking for another credit 💳 to help with the process. So thx. for the reviews on this one guyz. Does not sound like one I want!
Hidden fees
1 year agoFees everywhere. Annual fee maintenance fee and even an application fee
Read The Fine Print
1 year ago"So far I guess it’s a good card. We shall see, Minus paying $89 processing fee to get the $400 credit limit. Then they take $99 for the Annual fee from that limit so really it’s a $300 credit limit. So you are actually paying $188 right out the gate. "
No credit increase
2 years agoI've had this card since Febuary of 2021. The card has $400 limit. I have made my payments on time. never late at all. But they fail to give me a credit increase. Every time I would ask for an increase, I was always given an excuse to not get it.
Still Have Not Received My Card
2 years ago"Approved over a month ago, paid the processing fee and still no card. No customer service available. Confusing. Move on and skip this card. Not worth the frustration. "
Good
2 years agoIt costs to get and takes longer for your payment to clear, but make your payments on time even if it’s your minimum payment and they will double your credit line within the first 6 months.
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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.
Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.
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