Who is providing this notice? | Community Federal Savings Bank (“CFSB”) |
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How does Community Federal Savings Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Community Federal Savings Bank collect my personal information? | We collect your personal information, for example, when you:
- open an account, apply for a loan or give us your income information.
- provide employment information or show your drivers’ license.
- give us your contact information.
We also collect your personal information from others such as credit bureaus or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only:
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sharing for affiliates’ everyday business purposes — information about your creditworthiness.
- affiliates from using your information to market to you.
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sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. |
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| Companies related by common ownership or control. They can be financial and nonfinancial companies.
Community Federal Savings Bank has no affiliates. |
| Companies not related by common ownership or control. They can be financial or nonfinancial companies.
- Non-affiliates we share with can include mortgage companies, insurance companies, and service providers.
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Community Federal Savings Bank does not share with non-affiliates so they can market to you.
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| A formal agreement between non-affiliated financial companies that together market financial products or services to you. |
Other Important Information |
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For Nevada Residents Only | Nevada Revised Statutes Chapter 603A governs the collection of personally identifiable information for consumers. CFSB is a financial institution subject to the Gramm-Leach Bliley Act therefore the Nevada privacy law does not apply. |
| Under California law, we will not share information we collect about you with companies outside of CFSB, unless the law allows. We may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. We will limit sharing among our companies to the extent required by California law. |
| Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, unless the law allows. We may share information with your consent, to service your accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your consent, but we may share information about our transactions or experiences with you within our corporate family without your consent. |
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